What To Do If Your Home Floods: Electrical Safety Guide

When a home floods, most people focus on the water—but the biggest danger is actually electricity. Even a small amount of water can turn your home into a serious shock hazard. Here is what every homeowner should do immediately and how to stay safe before, during, and after a flood.

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1. Turn Off Power ONLY If It’s Safe

If water has NOT reached your electrical panel yet, shut off the main breaker right away.  

If water is already touching or close to the panel, **do NOT attempt to shut it off.** Call your electric company or a licensed electrician immediately.

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2. Stay Away From All Outlets and Appliances

Floodwater makes everything conductive. Avoid:

- Outlets

- Power strips

- Extension cords

- Appliances plugged in

- Light switches

Even if the power seems off, there may still be hidden live circuits.

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3. Don’t Step Into Standing Water If Power Is On

Standing water + electricity = extremely dangerous.  

Wait for a professional to confirm the home is safe before entering.

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4. Do Not Use Any Wet Electrical Equipment

Once water touches:

- Breakers  

- Wiring  

- Outlets  

- Light fixtures  

- Appliances  

They must be inspected or replaced. Floodwater contains dirt and minerals that permanently damage components.

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5. Document Everything for Insurance

Take photos and videos of:

- Water levels  

- Damaged outlets  

- Affected appliances  

- Electrical panel  

This helps with insurance claims and repair approvals.

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6. Have a Licensed Electrician Inspect the Home

After a flood, schedule a full electrical safety inspection. A licensed electrician will check:

- Service panel and breakers  

- Wiring behind walls  

- GFCI and AFCI protection  

- Appliances and HVAC  

- Damaged outlets and circuits  

Never restore power until an electrician confirms the home is safe.

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7. Consider Flood-Safe Electrical Upgrades

To reduce future risks, ask your electrician about:

- GFCI protection  

- Raised outlets  

- Moisture-resistant devices  

- Elevated electrical panels  

- Waterproof conduits

These upgrades can prevent thousands in damage.

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Final Note:  

Floods are stressful, but staying calm and following proper electrical safety steps can prevent fires, shock hazards, and equipment loss. If your home ever floods, protect your family first—and let a licensed electrician handle the electrical system.